Leap Restore

Leap Restore is designed to help restore your credit worthiness in one year or less.

• Short-term tool to create mortgage eligibility by FICO and DTI shaping
• Lower dollar volume (~$60k)
• Post HEA closing, credit scores boost
• Ideal for communities largely left out of the prime mortgage boom due to GSE ineligibility
• Pay down/off specific debt in escrow
• Minimum FICO 600 at origination (estimated 60 point FICO bump 30 days after close)
• Employment, Income, DTI Check
• Minimum HEA payment of $35K; Maximum of $150K
• Mandatory: attendance in accredited, third-party certified credit counseling webinar

Leap Revive

After the last two years, your business has likely been hard hit. Use Leap Revive to bring your business back to where it should be.

• Medium duration agreement of 10 months to 3 years
• Strong option for hard-to-finance small business owners or investors who need liquidity
• Post-HEA closing, credit scores will be prime level
• May pay down/off specific debt in escrow
• Minimum FICO 620 at origination (estimated 30 point FICO bump 30 days after close)
• Employment, Income, DTI Check
• Minimum HEA amount $50K; Maximum amount $300K
• Optional: attendance in accredited, third-party certified credit counseling webinar

Leap Relax

After working hard for 40 years or more, you should not have to worry about your finances in retirement. Leap Relax is designed to ease your financial pressures, so you can enjoy what is supposed to be the happiest time of your life.

• For ages 55 and up
• Alternative to reverse mortgage, HELOC, cash-out refinance, and home sale
• No prohibitions on usage
• Various uses, e.g., improve quality of life, healthcare, investment diversification, home improvement, gifting
• Payment Amount of $125k+
• Minimum FICO 600 at origination
• No employment, Income, DTI Check
• Minimum HEA payment amount of $50K; Maximum amount $300K; $500K on exception
• Optional: attendance in accredited, third-party certified credit counseling webinar
• 10- to 15-year contracts